Protect Your Financial Future After Divorce
Divorce is often an emotional and complicated process under the best circumstances. I’ve been through it and understand what you’re going through. As a family law attorney serving clients in Central and Western Massachusetts, I am passionate about guiding families toward the best possible divorce settlements. I know the challenges you face. I am here to help you secure the future you want and deserve.
An Ally Who Truly Understands
While your children’s well-being and immediate financial security are likely at the top of your concerns, it is important not to overlook your financial future. Retirement savings are often one of the largest marital assets. Securing those assets can be complicated. In the face of more immediate concerns, they can sometimes go overlooked.
Ensure Retirement Funds Are Divided Properly
A qualified domestic relations order (QDRO) is an important part of ensuring the proper division of retirement savings. QDROs apply specifically to employee-sponsored retirement plans such as 401(k) plans and pensions. They can be complicated, but here a few facts to help you understand what QDROs are and why they are important:
- A QDRO is a legal document recognizing an alternative payee’s right to money in a retirement savings plan
- A divorce decree stipulating the division of retirement assets does not guarantee they will be granted; a QDRO is often necessary to enforce that decree
- Retirement funds distributed without a QDRO could be subject to early withdrawal penalties
- QDROs do not apply to military or government pensions
- Dividing IRA savings does not require a QDRO
The division of retirement assets during divorce can be complex. It is important to work with an attorney who has the experience and knowledge required to protect your financial future throughout the process.
Equipped To Handle Challenging Cases
Military and government pensions can be more complicated to divide than other pensions or retirement plans. I have experience dividing complex retirement assets. Financial security and peace of mind are possible after divorce. I am prepared to help you secure both.
Your Financial Future Matters — I Can Help
If you’re facing a divorce, you need an experienced family law attorney who can help you secure the retirement benefits you deserve. Let me help you protect your future. Call Claudette-Jean Girard, Attorney at Law, at 413-315-5518 or email to schedule a free 30-minute consultation.